Greensboro, NC

10 ZIP codes — North Carolina

Compare quotes in Greensboro, NC

See rates from top carriers

Avg Premium (2025 Est.)

$1,468

+15.4% from 2022

Stress Score

58/100

Nonrenewal Rate

3.41%

Insurance/Income

2.0%

ZIP Codes in Greensboro

ZIP	Avg Premium	Stress Score	Risk
27408	$1,563	62	High
27403	$1,254	59	Elevated
27455	$1,425	59	Elevated
27214	$1,297	58	Elevated
27401	$1,157	58	Elevated
27407	$1,230	58	Elevated
27406	$1,219	57	Elevated
27410	$1,384	57	Elevated
27409	$1,130	56	Elevated
27405	$1,063	55	Elevated

Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.