InsureWatch

43963

Elevated46

Tiltonsville, Ohio — Jefferson County

Pop. 1,309Median Income $54,028Median Home $98,100
0/ 100Elevated Risk

2025 Estimated Premium

$1,073/yr

+10.8% from 2022 actual ($969)

Projected using FRED CPI for Household Insurance, adjusted for this ZIP's historical trend. Not a quote.

Avg Premium (2022)

$969

+0.3%

2018–2025

Nonrenewal Rate

2.54%

2018–2022

Claim Frequency

1.7%

Avg Claim Amount

$6,805

Score Breakdown

Premium Level (25%)6
Premium Trend (20%)51
Nonrenewal Risk (20%)92
Storm Exposure (15%)62
Affordability (10%)33
Flood Risk (10%)30

Storm History (5-Year Timeline)

18
201811 events
Property damage$5,000
2 hail3 flood
19
201919 events
Property damage$22,000
1 hail3 flood
20
20207 events
Property damage$110,000
3 hail
21
202117 events
Property damage$756,000
3 tornado1 flood
22
20228 events
Property damage$79,000
1 flood
23
20238 events
Property damage$62,000
1 hail
24
202410 events
Property damage$8,000
1 tornado2 hail2 flood
25
202513 events
Property damage$25,000
2 hail

Nearby ZIP Codes

43971Yorkville, OH
38Moderate
26075Windsor Heights, WV
47Elevated
43943Rayland, OH
47Elevated
26030Beech Bottom, WV
33Moderate
43935Martins Ferry, OH
35Moderate

Compare home insurance quotes in Tiltonsville, OH

See rates from top carriers. It takes 2 minutes and could save you hundreds.

The Zebra →Insurify →Policygenius →

Ad · We may earn a commission when you get a quote through our partners. This doesn't affect our data or scores.

Buying a home in Tiltonsville, OH? Check mortgage rates

Compare rates from top lenders

Get alerts when your ZIP's risk changes

We'll email you when premiums spike, nonrenewal rates jump, or a major storm hits your area.

AI Risk Report

Get a detailed narrative analysis of this ZIP

Also from us: CrashWatch

See car crash data, road safety scores, and traffic fatality stats for Tiltonsville, OH.

Compare this ZIP

See how 43963 stacks up against another ZIP code or city.

Compare Now

Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.