InsureWatch

57055

High66

Renner Corner, South Dakota — Minnehaha County

Pop. 1,200Median Income $101,458Median Home $404,800
0/ 100High Risk

2025 Estimated Premium

$2,645/yr

+20.7% from 2022 actual ($2,191)

Projected using FRED CPI for Household Insurance, adjusted for this ZIP's historical trend. Not a quote.

Avg Premium (2022)

$2,191

+3.2%

2018–2025

Nonrenewal Rate

1.03%

2018–2022

Claim Frequency

22.9%

Avg Claim Amount

$13,209

Score Breakdown

Premium Level (25%)82
Premium Trend (20%)66
Nonrenewal Risk (20%)56
Storm Exposure (15%)91
Affordability (10%)49
Flood Risk (10%)30

Storm History (5-Year Timeline)

18
201868 events
Property damage$0
2 tornado17 hail41 flood
19
201994 events
Property damage$10,685,000
2 tornado10 hail67 flood
20
202016 events
Property damage$5,000
2 hail10 flood
21
202137 events
Property damage$1,054,000
12 hail6 flood
22
202283 events2 fatalities
Property damage$20,000
2 tornado32 hail5 flood
23
202322 events
Property damage$0
8 hail8 flood
24
202422 events
Property damage$939,000
16 flood
25
202529 events
Property damage$0
11 hail4 flood

Nearby ZIP Codes

57020Crooks, SD
73High
57104Sioux Falls, SD
57Elevated
57003Baltic, SD
66High
57107Sioux Falls, SD
65High
57103Sioux Falls, SD
60Elevated

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Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.