85746

Elevated49

Drexel Heights, Arizona — Pima County

Pop. 46,617Median Income $65,611Median Home $199,600

2025 Estimated Premium

$1,197/yr

+14.7% from 2022 actual ($1,043)

Projected using FRED CPI for Household Insurance, adjusted for this ZIP's historical trend. Not a quote.

Avg Premium (2022)

$1,043

+3.7%

2018–2025

Nonrenewal Rate

2.30%

2018–2022

Claim Frequency

8.1%

Avg Claim Amount

$8,479

Score Breakdown

Premium Level (25%)11

Premium Trend (20%)69

Nonrenewal Risk (20%)90

Storm Exposure (15%)65

Affordability (10%)23

Flood Risk (10%)30

Storm History (5-Year Timeline)

201848 events1 fatalities

Property damage$8,103,500

6 hail18 flood

201944 events

Property damage$642,000

1 tornado2 hail11 flood

202030 events1 fatalities

Property damage$327,000

2 hail8 flood

202194 events

Property damage$2,850,500

1 tornado3 hail52 flood

202282 events

Property damage$3,483,500

1 tornado9 hail37 flood

202349 events

Property damage$1,878,500

1 tornado8 hail5 flood

202456 events3 fatalities

Property damage$26,213,000

1 tornado6 hail15 flood

202562 events

Property damage$441,500

2 tornado5 hail28 flood

Nearby ZIP Codes

85757Valencia West, AZ

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Data Sources & Methodology

Core insurance data: US Treasury Federal Insurance Office (FIO), 2018–2022 — the most comprehensive homeowners insurance dataset ever released, covering 25,500+ ZIP codes and 246M+ policies. This data was collected under a Biden-era initiative (Executive Order 14030) and published January 2025. The Trump administration subsequently removed the report from FIO's website. InsureWatch preserves and builds on this public data.

2023-2025 premium estimates are projected using the FRED CPI for Household Insurance (CUSR0000SEHC01), adjusted for each ZIP's historical growth trend relative to the national rate. Projections are not quotes and actual premiums vary by carrier, coverage, claims history, and property. Storm data: NOAA Storm Events Database, current through 2025. Economic data: FRED (Federal Reserve), current through 2026. Demographics: Census ACS 2022. Insurance Stress Scores are a weighted composite of premium levels, trends, nonrenewal rates, storm exposure, and affordability.